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	<title>How To Manage Money Tips &#187; Personal money management</title>
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	<description>Make it. Manage it. It&#039;s your money!</description>
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		<title>Get Out of Debt &#8211; Personal Money Management</title>
		<link>http://howtomanagemoneytips.com/get-out-of-debt-how-to-manage-money/</link>
		<comments>http://howtomanagemoneytips.com/get-out-of-debt-how-to-manage-money/#comments</comments>
		<pubDate>Wed, 17 Mar 2010 07:27:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Financial planning advice]]></category>
		<category><![CDATA[Money management advice]]></category>
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		<guid isPermaLink="false">http://howtomanagemoneytips.com/?p=1124</guid>
		<description><![CDATA[More often than not it is the little changes over time that make the biggest difference. Think about it. If you wanted to loose weight I doesn’t just happen over night. You need to make small changes in your daily lifestyle, and then over time those changes will result in overall weight loss. How to [...]]]></description>
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		<title>Credit Card Secrets &#8211; Personal Finance Help Part Two</title>
		<link>http://howtomanagemoneytips.com/credit-card-secrets-personal-finance-help-part-two/</link>
		<comments>http://howtomanagemoneytips.com/credit-card-secrets-personal-finance-help-part-two/#comments</comments>
		<pubDate>Wed, 03 Mar 2010 07:57:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[Financial planning advice]]></category>
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		<guid isPermaLink="false">http://howtomanagemoneytips.com/?p=1116</guid>
		<description><![CDATA[In my previous post I discussed that there are many secrets that credit card companies don&#8217;t want you to know. There are plenty of options out there for you to pick from and many ways that you can avoid user fees and pay little to no interest on purchases. You as the customer have the [...]]]></description>
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		<title>Your Kids and How to Manage Money</title>
		<link>http://howtomanagemoneytips.com/your-kids-and-how-to-manage-money/</link>
		<comments>http://howtomanagemoneytips.com/your-kids-and-how-to-manage-money/#comments</comments>
		<pubDate>Mon, 15 Feb 2010 07:58:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Budgeting tips]]></category>
		<category><![CDATA[Financial planning advice]]></category>
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		<category><![CDATA[Free financial advice]]></category>
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		<category><![CDATA[how to manage money tips]]></category>
		<category><![CDATA[manage my money]]></category>
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		<category><![CDATA[Money saving advice]]></category>
		<category><![CDATA[personal budgets]]></category>
		<category><![CDATA[personal finance basics]]></category>
		<category><![CDATA[Personal finance debt]]></category>
		<category><![CDATA[personal finance help]]></category>
		<category><![CDATA[Personal finance tips]]></category>
		<category><![CDATA[Personal financial planning]]></category>
		<category><![CDATA[Personal money management]]></category>
		<category><![CDATA[Saving money tips]]></category>
		<category><![CDATA[Tips for saving money]]></category>

		<guid isPermaLink="false">http://howtomanagemoneytips.com/?p=946</guid>
		<description><![CDATA[It&#8217;s no secret that having children can be one of the most exciting, daring, enjoyable and frustrating things any adult will ever do. It&#8217;s also a pretty well known fact that kids are very, very expensive. With the cost of diapers summer camp, football, dance class, clothes food and college (just to name a few), [...]]]></description>
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		<title>Cheap Valentines Dating – Manage My Money</title>
		<link>http://howtomanagemoneytips.com/cheap-valentines-dating-%e2%80%93-manage-my-money/</link>
		<comments>http://howtomanagemoneytips.com/cheap-valentines-dating-%e2%80%93-manage-my-money/#comments</comments>
		<pubDate>Wed, 10 Feb 2010 07:47:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Budgeting tips]]></category>
		<category><![CDATA[Financial planning advice]]></category>
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		<category><![CDATA[Free financial advice]]></category>
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		<category><![CDATA[how to manage money]]></category>
		<category><![CDATA[how to manage money tips]]></category>
		<category><![CDATA[manage my money]]></category>
		<category><![CDATA[Money management advice]]></category>
		<category><![CDATA[Money management skills]]></category>
		<category><![CDATA[Money saving advice]]></category>
		<category><![CDATA[personal budgets]]></category>
		<category><![CDATA[personal finance basics]]></category>
		<category><![CDATA[Personal finance debt]]></category>
		<category><![CDATA[personal finance help]]></category>
		<category><![CDATA[Personal finance tips]]></category>
		<category><![CDATA[Personal financial planning]]></category>
		<category><![CDATA[Personal money management]]></category>
		<category><![CDATA[Saving money tips]]></category>
		<category><![CDATA[Tips for saving money]]></category>

		<guid isPermaLink="false">http://howtomanagemoneytips.com/?p=971</guid>
		<description><![CDATA[Have you ever spent way more money than anticipated on a date trying to make a positive first impression or re-kindle an old flame? Here’s three ideas I use when I try to be responsible and manage my money while planning romantic outings without appearing cheap. Hiking and a Picnic – When we were dating, [...]]]></description>
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		<title>Starting Emergency Funds &#8211; Personal Finance Basics</title>
		<link>http://howtomanagemoneytips.com/starting-emergency-funds-personal-finance-basics/</link>
		<comments>http://howtomanagemoneytips.com/starting-emergency-funds-personal-finance-basics/#comments</comments>
		<pubDate>Mon, 08 Feb 2010 07:44:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Budgeting tips]]></category>
		<category><![CDATA[Financial planning advice]]></category>
		<category><![CDATA[Financial planning tips]]></category>
		<category><![CDATA[Free financial advice]]></category>
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		<category><![CDATA[Money saving advice]]></category>
		<category><![CDATA[personal budgets]]></category>
		<category><![CDATA[personal finance basics]]></category>
		<category><![CDATA[Personal finance debt]]></category>
		<category><![CDATA[personal finance help]]></category>
		<category><![CDATA[Personal finance tips]]></category>
		<category><![CDATA[Personal financial planning]]></category>
		<category><![CDATA[Personal money management]]></category>
		<category><![CDATA[Saving money tips]]></category>
		<category><![CDATA[Tips for saving money]]></category>

		<guid isPermaLink="false">http://howtomanagemoneytips.com/?p=1007</guid>
		<description><![CDATA[In the previous post, I wrote about the importance of having an emergency fund. Today, we’ll go over a few of the quick tips I give my consulting clients when I teach them personal finance basics regarding starting their emergency fund. I’ll discuss budgeting, goal setting, and automating your emergency fund. Budgeting – The first [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Personal Finance Help &#8211; Reduce Transportation Costs</title>
		<link>http://howtomanagemoneytips.com/personal-finance-help-reduce-transportation-costs/</link>
		<comments>http://howtomanagemoneytips.com/personal-finance-help-reduce-transportation-costs/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 07:37:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Auto Finance & Insurance]]></category>
		<category><![CDATA[Auto Loans]]></category>
		<category><![CDATA[Budgeting tips]]></category>
		<category><![CDATA[Financial planning advice]]></category>
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		<category><![CDATA[personal finance basics]]></category>
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		<category><![CDATA[personal finance help]]></category>
		<category><![CDATA[Personal finance tips]]></category>
		<category><![CDATA[Personal financial planning]]></category>
		<category><![CDATA[Personal money management]]></category>
		<category><![CDATA[Saving money tips]]></category>
		<category><![CDATA[Tips for saving money]]></category>

		<guid isPermaLink="false">http://howtomanagemoneytips.com/?p=1003</guid>
		<description><![CDATA[The single greatest way to reduce transportation costs. We all need to drive. Well, most of us do. I know that in order to get to work I need a vehicle. This does not mean I need a luxury sports car or a big SUV. My ego doesn’t need to be enlarged nor does my [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Household Saving Tips – Manage My Money Part 5</title>
		<link>http://howtomanagemoneytips.com/household-saving-tips-%e2%80%93-manage-my-money-part-5/</link>
		<comments>http://howtomanagemoneytips.com/household-saving-tips-%e2%80%93-manage-my-money-part-5/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 07:29:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Finance & Insurance]]></category>
		<category><![CDATA[Budgeting tips]]></category>
		<category><![CDATA[Financial planning advice]]></category>
		<category><![CDATA[Financial planning tips]]></category>
		<category><![CDATA[Free financial advice]]></category>
		<category><![CDATA[free personal finance]]></category>
		<category><![CDATA[how to manage money]]></category>
		<category><![CDATA[how to manage money tips]]></category>
		<category><![CDATA[manage my money]]></category>
		<category><![CDATA[Money management advice]]></category>
		<category><![CDATA[Money management skills]]></category>
		<category><![CDATA[Money saving advice]]></category>
		<category><![CDATA[personal budgets]]></category>
		<category><![CDATA[personal finance basics]]></category>
		<category><![CDATA[Personal finance debt]]></category>
		<category><![CDATA[personal finance help]]></category>
		<category><![CDATA[Personal finance tips]]></category>
		<category><![CDATA[Personal financial planning]]></category>
		<category><![CDATA[Personal money management]]></category>
		<category><![CDATA[Saving money tips]]></category>
		<category><![CDATA[Tips for saving money]]></category>

		<guid isPermaLink="false">http://howtomanagemoneytips.com/?p=999</guid>
		<description><![CDATA[Quick Phone / Internet / Cable Saving Tips Are You Sure This Is The Best Deal? – In general, when I’m spending some time to work through my budget and making sure I’m doing my best to manage my money, I make a little time to go over my phone bill. It includes Internet and [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Household Saving Tips – Personal Finance Basics Part 4</title>
		<link>http://howtomanagemoneytips.com/household-saving-tips-%e2%80%93-personal-finance-basics-part-4/</link>
		<comments>http://howtomanagemoneytips.com/household-saving-tips-%e2%80%93-personal-finance-basics-part-4/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 08:22:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Finance & Insurance]]></category>
		<category><![CDATA[Budgeting tips]]></category>
		<category><![CDATA[Financial planning advice]]></category>
		<category><![CDATA[Financial planning tips]]></category>
		<category><![CDATA[Free financial advice]]></category>
		<category><![CDATA[free personal finance]]></category>
		<category><![CDATA[how to manage money]]></category>
		<category><![CDATA[how to manage money tips]]></category>
		<category><![CDATA[manage my money]]></category>
		<category><![CDATA[Money management advice]]></category>
		<category><![CDATA[Money management skills]]></category>
		<category><![CDATA[Money saving advice]]></category>
		<category><![CDATA[personal budgets]]></category>
		<category><![CDATA[personal finance basics]]></category>
		<category><![CDATA[Personal finance debt]]></category>
		<category><![CDATA[personal finance help]]></category>
		<category><![CDATA[Personal finance tips]]></category>
		<category><![CDATA[Personal financial planning]]></category>
		<category><![CDATA[Personal money management]]></category>
		<category><![CDATA[Saving money tips]]></category>
		<category><![CDATA[Tips for saving money]]></category>

		<guid isPermaLink="false">http://howtomanagemoneytips.com/?p=994</guid>
		<description><![CDATA[Don’t Let Your Electric Bill Zap Your Budget In the previous post on household saving tips I wrote about conserving water. This post will focus on your electric bill. We’ll go over some personal finance basics regarding on of your larger utility bills. Hydro bills are especially high in the summer, with air conditioners raging. [...]]]></description>
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