I had a misadventure lately with my money recently. My automobile insurance broker called a few months ago to inform me that they had a deal for me. I could switch from my old company to a new one and I would save $30 a month. I made the switch with little hesitation. Those are the personal finance basics I like. I signed the forms and went on my way. Having a clean driving record does pay for itself. Normally I would advise that you negotiate these sorts of contracts on your own before they come to you, because let’s face it, they will usually avoid giving you a deal if they can.
Read the rest of this entry
Its 10:00 am. The loud hum of the vacuum cleaner quickly lifts my head off of my pillow, which unfortunately is only mildly warm right now. I struggle through the typical waking questions, like “where am I?” and “what the hell is that noise?”, and as I piece together the complex events of what is going on, I come to the realization that my wife is not even home. It also dawns on me that despite the fact that it is past 10 a.m. I have only been asleep for just over 2 hours. Is this some kind of joke? Am I really awake? And what the heck is that noise?
We all have goals and dreams that we would like to accomplish. I, like many people, have goals in life that require freedom of time and money. So, naturally my main goal is to become financially independent. To do this requires sacrifices along the way, one of which is living with other people.
The story at the beginning illustrates what literally happened to me this morning. I currently work for the government as a water/wastewater operator. Read the rest of this entry
Written by: Dorica Wellington
How Can You Eliminate Your Credit Card Debt
Have you become exhausted with your ever-increasing credit card debt? Has your APR rate become excessive so that you are finding it difficult to keep up with your monthly payments? If this is the situation, the following details might assist you to better your financial situation and gradually, yet efficiently, eliminate debt with cautious planning.
Read the rest of this entry
