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          Budgets don’t work. What? Then why the heck am I writing a post on how to create a budget? Budgets don’t work for the same reason diets, or new years resolutions don’t work. They appear to be too restrictive, oh yeah, and were lazy. We are inherently lazy and we like things to be easy rather than difficult, this includes me. I myself don’t like to use the “B” word, I prefer to call it “a guideline for money so that you don’t have to be a greeter at a department store during your retirement”. I’ll give some personal finance help and show you how to create a working guideline in 4 simple steps

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            I lied. I don’t know the tax rules that well. I just have a really good tax advisor. I will show you how I manage my money and got a much bigger tax return just by knowing the rules and taking advantage of them. The information in this personal example is Canadian based content as I currently live in Canada. Please check with your local rules and regulations, as they may be much different from this example.

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   Last post I discussed the importance of mind-set when it comes to money. This is just personal finance basics. Rich people think about money differently than most people. They view 1 dollar as a seed to create more money rather than just a Lonnie or a dollar bill. To recall, it takes 468 years to turn 1 dollar into a million at 3%. Well, like most people I do not have 468 years. Lets now look at some ways to turbo-charge the time it takes to get to 1 million dollars.

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