Hope for a Spendaholic

The Dollar Stretcher Blog

Written by: Gary Foreman

I have been married 40 years, I am 59 and am a spend-a-holic. I have been following Dave Ramsey’s plan and trying to get my credit cards paid off. We have no money and no retirement. Is there any hope for us?

B.

Yes, there is hope for B. It might take awhile and may not be easy. But just because she didn’t overcome her spend-a-holic tendencies in the past doesn’t mean that it cannot be done.

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Those of us who have had the luxury to travel understand how expensive it can be. The cost for anyone who has done so with an entire family can often cost a small fortune. When I would go on vacation, thinking about ways to manage my money rarely crossed my mind. After all, I’m on holidays and I want to do anything and everything. I’ve learned that coming home to an empty bank account can be rather upsetting and I realized that budgeting is important while traveling. Do you want to travel on a budget and still make it the best vacation you have ever had? Here is a list of money saving vacation tips.

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Author: LiveCheap.com

Earlier this May, President Obama signed into law the Credit Card Responsibility Accountability and Disclosure Act.  The new law had sweeping changes for the credit card industry after years of shady practices resulted in millions of consumers being negatively affected financially.  The law is set take effect in February although the Senate has a amendment that would make it apply immediately.  For a list of all the major changes read “New Credit Card Law Summary” CCRAD Summary and feel free to distribute it and republish it with proper attribution.  The following ten changes are likely to have the largest impact on you:

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