Manage Your Debts - Tips on Budgeting

7 Ways to Manage Your Debts in a Historical Way!

Written by Debbie Brown

No matter how big the economic depression might be, living frugal must be your sole aim. If you want, you can make your life debt free and breathe with a sense of relief. If we turn back the pages of history, we will remember how during the Great Depression everyone followed the motto: “Use it up, wear it out, and make it do or do without.” Though these words are old but they will show us a path to a debt free life.

Here are 7 simple yet handy tips scooped out from the pages of history that can help you to cope up with your financial stress:

The basic level is to start pulling the reigns of your finances from home. It could be like cooking easy and affordable meals instead of gorging on expensive meals outside. Learn more on home repairing, surf the web for easier yet innovative recipes and many such household works. So the lesson is “do it yourself”.

Have you thought about raising your buying power? This means getting something at a cheap rate. For instance, you can buy food items in bulk at a lower price. It will be like ‘more for less money’. Read the rest of this entry

Family Debt - Tips on Budgeting

For most of my life when I was growing up I heard four main words repeated many times: “I have no money”. My mother was a single mom taking care of three rambunctious kids. As you can imagine money was always tight and any amount of debt wouldn’t help the situation. There were many things I wanted and wished I could have but my mothers problems with debt always made my wants an unlikely dream. Because I was just a child, I couldn’t understand why she didn’t give me the world or why our birthday presents were handmade or why we would sometimes ’skip’ lunch. Obviously today I understand what she went through. Sadly her situation is not an uncommon one.

Through the help from some very good friends and plenty of work from myself I have begun to educate myself on how to manage money. I have also done my best to teach my mother everything I know and she too is learning and her debt is slowly dissolving. I don’t look back at my childhood with regret because I know she did her best. At the same time, I don’t want my children to have to worry about getting three square meals a day.

Right now I am working four jobs and sticking to a budget. I have applied all of the principles that I have read on this blog and it has helped me a great deal. I dream of the life I’ll have after this “work-time” is over. The way I see it is if you dream of how you want to live, work at it until Read the rest of this entry

Financial Management – Tips on Budgeting

Written By: Cayden Ryan

True financial freedom seems to be a mystery, as most people have not discovered it yet. Some think it’s not even possible. It is, and it’s possibly one of the easiest things to do, you just need the commitment. Four of the major things you need to do with your money are:

Make sure you have more then one source of income Read the rest of this entry

Hello all!

Well the Vancouver Olympics are winding down. The United States looks like a lock to win the overall medal count. With that being said, we are holding our final Olympic Contest. If you hope to win a fantastic prize sign up by following the steps below or click: How To Manage Money Tips Contest. Remember if you have already entered you still have a chance to win!

How to Enter win 3 simple steps:

step  1 – Sign up clicking here: how to manage money tips contest.

step 2 – Confirm the email that will be sent to you.

step 3 – The winner to be announced later this week. Be sure to check howtomanagemoneytips.com every day to see if its you! If you are the lucky winner, an email will be sent so you can download your prize!

Good luck to everyone that enters!

As a financial consultant, I’ve coached many people on why emergency funds are important. You can get more information by searching google, or check our resource links for budget spreadsheets and other financial calculators. In the previous post you learned important personal finance basics about starting an emergency fund like budgeting, goal setting and automation. Today I’ll go over three quick tips to help you decide where to start your emergency fund.

Convenience – If you’re like most people, you want to make saving into an emergency fund as seamless and easy as possible. Coaching personal finance basics has taught me that if it’s not easy, it usually doesn’t get accomplished. You likely have a checking account. If so, you probably have a savings account attached, or could open one online or at your branch. If so, I would suggest using this venue to park your emergency funds. You may not get the best interest rates, but it’s an account you already have, or can set up in a jiffy.

Read the rest of this entry

Thanks to all those that entered the second Olympic Contest! It is a lot of fun to reward our faithful readers! We are going to have another contest sometime next week as the Vancouver Olympics wind up, so be sure to check back if you hope to win. As always, if you have already entered one of the contests you automatically have a chance to win from here on in. Make sure you check back to see if it’s you! The free gift is an incredibly useful tool you can use forever. The prize could be an E-Book, a Financial Video Tutorial or some excellent reports on ways to help manage your finances. It’s simple to enter…

Remember: if you entered the last contest you are automatically entered into this one.

How to Enter in 3 simple steps:
step 1 – Sign up clicking here: how to manage money tips contest.
step 2 – Confirm the email that will be sent to you.
step 3 – The winner will be announced on Sunday. Be sure to check back to see if its you! If you are the lucky winner, an email will be sent so you can download your prize!

Anyway….

The winner of the second Olympic Contest is Joey

Congratulations! You will be notified shortly with a link to your prize!

Thank you to everyone that entered the Olympic Contest! It was a great success and exceeded expectations. The response has been excellent and for that reason we are going to hold another contest over the weekend! The winner will be announced sometime on February 21st. Be sure to check back to see if you are the lucky winner!  If it’s you, I am certain you will find the free gift to be an incredibly useful tool that will help with your financial success. The prize could be an E-Book, a Financial Video Tutorial or some excellent reports on ways to help manage your finances. It’s simple to enter…

Remember: if you entered the last contest you are automatically entered into this one.

How to Enter in 3 simple steps:
step 1 – Sign up clicking here: how to manage money tips contest.
step 2 – Confirm the email that will be sent to you.
step 3 – The winner will be announced on Sunday. Be sure to check back to see if its you! If you are the lucky winner, an email will be sent so you can download your prize!

With all that being said…

The winner is Mitch M.

Congratulations! You will be notified shortly with your prize!

Again, if you want to win, you must sign up here: how to manage money tips contest.

Good luck to everyone that enters!

If you are a normal person, you hate spending money on gas. Especially when, for no apparent reason, it jumps up 5-10 cents in one day. Many of my clients seeking personal finance help are looking for tips on saving money in various areas. I’m going to focus on how to manage money as it relates your fuel economy. As a side note, I think it’s important for you to have a good quality budget set up so that you have a pre-determined spending goal on gas. You can look in google for a budget tools, or check our resource link for a comprehensive budget spreadsheet. Here are the 3 tips I think are most practical

Drive Sensibly - My grandma’s lincoln town car has a mileage gage. It’s amazing the difference in mileage when I am accelerating aggressively (pretending it’s not a town car, but rather a sports car) versus taking it easy. Studies have shown that hard accelerating, speeding and braking can lower fuel Read the rest of this entry