Manage money better. That is what these people wish they did. In the last post I wrote about four people who lost their millions after winning the lottery. Most of them won multiple millions and all were broke a couple of years after winning. This leads me to ask, what is not working? People think winning the lottery will solve their money problems; however, it did not work for these people. In fact, most of the people that win the lottery Read the rest of this entry

            Most people need personal finance help. One of the ways you can help yourself is to check you credit score regularly for errors and changes. There are a number of different services you can use to check you credit score, I prefer Equifax. I found a great post here that gives detailed information on how to check your credit score using Equifax.

            It has been my experience that most people underestimate the value of a credit score. Conversely, I think most people don’t realize the potential problems you could run into if your report is incorrect. It is very realistic to get denied a mortgage based on information that could be incorrect in your report. Personal finance help begins with you. You should check you credit report about 2 times per year. Then, talk to a credit professional to look at strategies to help improve your score. If you score is good, a credit professional can give you ideas on how you can keep your score high. Read the rest of this entry

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                  If you are in control of money you can go to work because you want to. If money is in control of you then you go to work because you have to. This is a subtle difference in writing, but a big difference in how you live your life. Even in the wealthiest Country’s in the world, 99% of the population is still being controlled by money mostly because they don’t know how to manage money better. The effect is lack of money, the cause is thinking.

            Read the rest of this entry