How To Manage Money Tips has joined the Yakezie Challenge!

How To Manage Money Tips has joined the Yakezie Challenge!

I can’t tell you how excited we are, to be a part of this challenge. We feel it will play a great motivating role in our personal development, as well as the development of the service and tips on budgeting we offer to you, our loyal readers.

The Yakezie Challenge was started by Financial Samurai to create a motivated group of personal finance bloggers and help them network in a very inclusive environment.

The challenge is quite simple. To achieve a top 200,000 Alexa ranking within 6 months if not already there, or to improve the rank already attained.

There’s a saying that your results in life will be the average of the 6 people you associate with the most, or something to that effect, depending on the source.

One of the great things about the challenge, is that there are a number of wonderful personal finance blogs that we already read on a regular basis. The challenge is another reminder to continue to build strong relationships with the best of them, so we can improve how we meet the needs of you, our readers. Read the rest of this entry

Frugal Fatigue - Tips on Budgeting

Written by Gary Foreman

The Dollar Stretcher Blog

Recently I was approached by a reporter. They were doing a story on people who were tired of the effort it takes to control their spending. What suggestions, she asked, did I have for people who were struggling and thinking of just giving up?

A little time brought to mind some of the things that I’ve seen people do who continue when the easiest course was to quit.

The first is to make a decision. Once you’ve decided to pursue a goal, do not question it. Unless you have significant new information, you have no reason to doubt your original decision. So don’t trouble yourself with questions. Just continue along the path you chose to follow.

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Tips on Budgeting – The #1 secret that makes a budget work

Budgets don’t work. Have you ever found yourself, or someone else saying that in the past? I think that budgets absolutely work. The problem is that people don’t work at following tips on budgeting and they need personal finance help. The concept of a budget is very simple, and to say that it doesn’t work is just down right ridiculous. There is one secret that can help you. In fact, this one secret is that main reason why budgets don’t work for most people. Read on.
What is the concept of a budget? Well this is what I say: A budget is the concept of managing your money in order to spend equal to, or less than what you earn. Naturally if you achieve this then you will not go into debt. Simple right? I think so. Then why is it so hard for people to make a budget work? I will tell you the number 1 secret that makes a budget work:

You must associate massive pleasure with talking the actions necessary to balance a budget.

This is called neuro-associations. It was a technology developed by Anthony Robbins and it stems from the theory that all humans make decisions for two reasons: Read the rest of this entry

Tips on Budgeting– A dollar saved is 2 dollars earned

Have you ever heard the saying that a dollar saved is two dollars earned? Do you know what it actually means? It all comes down to personal finance basics and understanding tips on budgeting. Part of becoming successful financially is learning how to become efficient with how you earn and spend money. Lets take a closer look as to how a dollar saved is two dollars earned: If you were to earn $75, Read the rest of this entry

How to Save Money – Tips on Budgeting

There are so many different options of what to do with your money. Do you settle for low risk accounts or try to make a fortune on the financial tightrope of high risk investing. The next thing you need to consider is where to put it. The options are but not limited to the stock market, bonds, savings/checking accounts or under your mattress. Lets go through investing basics and other various tips on budgeting.

STOCKS: Read the rest of this entry

How to Save Money – Tips on Budgeting

How would you like to save $50 a month on groceries? Check out these three tips to get you started. I’m sure you’ll be able to find more online, and we’ll maybe do more posts on it in the future. But for now, as you’re getting started with some personal finance basics start with these 3 tips on budgeting.

Keep a Strict Grocery Budget With a Strict List – Do you know exactly how much money you spend on groceries every month? Most people wouldn’t. That’s why the personal finance basics lesson my clients get first is on budgeting. Look on google for a budget or check out our resource link for a comprehensive budget spreadsheet. When you know how much money you’ve allocated towards groceries, you’ll think twice about those HoHos. For example, if you’ve budgeted for $100, and essentials come to $99, you have a choice. Check out, or spend $20 or more on non-essentials and take away from other important parts of the budget.

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How to Save Money – Tips on Budgeting

Are you someone who is constantly asking yourself ‘how should I save my money?’ I don’t think you are alone. The majority of people in North America are constantly asking themselves the same question. It isn’t always easy when you have so much to worry about on a daily basis. Sometimes money matters are forgotten. There are some pretty simple ways that I have discovered, so here are some tips on budgeting that I will share with you.

Stop Your Vices:

You’re family has probably been nagging you about this for years but if you smoke or have some sort of other expensive vice it may be time to consider quitting. Not only are most vices bad for you but they all cost a lot of money. By quitting smoking or limiting yourself to just a couple of drinks a week you will save thousands of dollars each year. If you would like a reward system instead of actually investing that money use it to treat yourself to holiday or a new toy. Read the rest of this entry

Picking The Right Bank – Create Personal Budget

Obviously there is no surefire way to determine what bank is perfect. Many have different perks such as low mortgage rates and high interest rates and low user fees. Often times if one bank has a positive aspect that you might find irresistible they will have another element that may be less desirable. What is the best bank for you when you are understanding how to create personal budget? Let’s find out.

PRODUCTS AND SERVICES:

The first thing you should look into is what you want from a bank. Are you looking for a high rate savings account or a lower interest rate on a mortgage? These are some of the first questions you need to ask yourself before you move ahead. A bank must offer what is right for you to get your business.

LOCATION, LOCATION:

We all have different schedules and agendas. Some people’s biggest priority when deciding on a bank would be one that they could walk to from their front door in Read the rest of this entry