6 Money Saving Tips on Budgeting

6 Money Savings Tips For Single Girls

Written By: Alban

Being single is not always as much fun as it is made to look by girls like Carrie Bradshaw and the like, and one of the most frustrating parts of being a single girl can be making your money stretch further from one income so you can still budget to go out with the girls in the relationships, with the pooled finances.

Saving money when you are single is very different to saving when you are part of a twosome, but one of the main advantages is that you have complete control over your budget, there is no one else to blame when the supermarket trolley is filled with chips and ice cream, and no enough stables to make dinner, and that accountability can see you taking more control and more responsibility of your finances. Following are six simple savings tips for single girls in any situation to make your money go further. Read the rest of this entry

Top 5 Posts - Tips on Budgeting

Summer is almost upon us! The air is fresh and life seems to be flourishing. Other than the Christmas Season, this is often the second most ‘expensive’ time of the year for most people. Everyone is out and about and impulse buys are at their highest. You wind up buying a new t-shirt here, a new pair of sunglasses there, an ice cream as you go for an evening stroll and a patio beer with friends to enjoy the warmth of the summer sun. To help you plan your summer spending I’ll show you the top 5 posts from other financial blogs. We hope to provide fantastic tips on budgeting from other sources.

The Top 5 Posts of the Week for Tips on Budgeting: Read the rest of this entry

Tips on Budgeting - Emergency Fund

Have you ever run into a situation where you needed money and it wasn’t there? Well, you’re not alone. Everybody has to start somewhere, and we usually start to seek personal finance help when the pain of our situation drives us there. In a previous post I wrote about why an emergency fund is important. Today I’m going to tell you a personal story about the risks of not having an emergency fund from before I was a financial consultant. I’m going to take you back to a time where I didn’t have the budgeting spreadsheets, proper tips on budgeting and other financial calculators we provide in our resource links.
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Mortgage Prepayments - Tips on Budgeting

Written by: Gary Foreman

The Dollar Stretcher Blog

I am trying to find the best way to really take advantage in reducing our mortgage to save on interest paid. We are in our home for 5 years with a 30 yr fixed @ 6.1% rate. Payment is $1500 mo. We are now sending in our regular payment weekly by dividing 1500 by 4. On top of that we are sending in $400 to $500 weekly to add to principal. We did not know if dividing th original payment by 4 if it would make a big diference since it is getting there early in weekly amounts. We would sure appreciate advice and help.

TR

Wow! TR is to be congratulated on her dedication to paying off the mortgage quickly. But, let’s see if all those extra payments are reducing the length of her mortgage.

Hopefully, TR has already taken the first step. That’s to make sure that her mortgage allows for prepayments without penalty. Most mortgages do allow it, but it’s good to be certain. If not, they’ll take all her payments and just apply them to the next regular due date. Effectively making all her early payments an interest free loan to her mortgage company!

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Tips on Budgeting – Budget in less than 5 minutes per week

Do you like budgeting? Neither do I. In fact I have not met one person that likes budgeting. However, the fact remains that budgeting is a big part of how to manage money and create overall financial success. There are many reasons why budgets don’t work for most people, I know for me I want to spend as little times as possible doing it. Here is how I can budget in less than 5 min per week in 4 simple steps because I follow tips on budgeting. Read the rest of this entry

Top 5 Posts - Tips on Budgeting

Happy Victoria Day Long Weekend to all of our Canadian friends! As you already know, each week we will show the top 5 excellent reads from other financial blogs who are also participating in the Yakezie challenge. We hope to provide the best information for tips on budgeting to our readers. The more information you get from every source possible, the more you will end up learning.

The Top 5 Posts of the Week for Tips on Budgeting: Read the rest of this entry

Thanks to everyone that entered and for the comments that were made. There were several great ideas that were emailed as well! These tips on budgeting can be very helpful to anyone who is hoping to save money.

Anyway, without further ado the winner is:

Faenat!

You will be emailed shortly with your prize!  Congratulations!

Tips on Budgeting – Help With A Budget

Budgeting isn’t always the easiest thing to stick with. There are many things that call out your name, such as that nice 42” flat screen TV that you pass every day on your way to work.  Because of this I have some quick and easy tips on budgeting to help you stay on track.

Coupons are easy to come by and they also help you save money.

Bulk items, saves you from spending more on the items later on when they are full price. Try to sticking to non perishable items such as caned foods, dry foods, and house hold items.
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