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	<title>How To Manage Money Tips</title>
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	<description>Make it. Manage it. It&#039;s your money!</description>
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		<title>What All Small Businesses Should Know About Liability</title>
		<link>http://howtomanagemoneytips.com/what-all-small-businesses-should-know-about-liability/</link>
		<comments>http://howtomanagemoneytips.com/what-all-small-businesses-should-know-about-liability/#comments</comments>
		<pubDate>Wed, 16 May 2012 14:36:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Small Business Tips]]></category>
		<category><![CDATA[business liability insurance]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Money Tips Staff]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://howtomanagemoneytips.com/?p=3563</guid>
		<description><![CDATA[Posted by Money Tips Staff Every small business owner must consider personal and professional liability issues when setting up their company. You&#8217;ve got a great idea for a product or service, and you&#8217;re willing to pour your heart and soul, not to mention time and money into making it a success. The last thing you [...]]]></description>
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		<title>5 Ways You Can Start Saving Money Today</title>
		<link>http://howtomanagemoneytips.com/5-ways-you-can-start-saving-money-today/</link>
		<comments>http://howtomanagemoneytips.com/5-ways-you-can-start-saving-money-today/#comments</comments>
		<pubDate>Wed, 16 May 2012 14:30:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting Tips]]></category>
		<category><![CDATA[savings account]]></category>

		<guid isPermaLink="false">http://howtomanagemoneytips.com/?p=3560</guid>
		<description><![CDATA[Posted by Money Tips Staff If you find yourself in a financial bind or want to have a more secure financial future, there are several ways that you can start saving money.  One of the first ways is to use a savings account to stash money and the best way to do so is to [...]]]></description>
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		<title>Guarantor Loans vs Secured Loans</title>
		<link>http://howtomanagemoneytips.com/guarantor-loans-vs-secured-loans/</link>
		<comments>http://howtomanagemoneytips.com/guarantor-loans-vs-secured-loans/#comments</comments>
		<pubDate>Wed, 16 May 2012 14:27:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Small Business Tips]]></category>
		<category><![CDATA[Guarantor Loans]]></category>

		<guid isPermaLink="false">http://howtomanagemoneytips.com/?p=3557</guid>
		<description><![CDATA[Posted by Christina Appleworth It can be difficult to choose between different kinds of loans. The clearest divide comes between secured and unsecured loans, with guarantor loans offering an additional choice for consumers. Secured loans are taken out against properties, while unsecured loans represent personal agreements with a bank or lending agency that often require [...]]]></description>
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		<title>Pay for Gas and Relieve Stress by Writing Online</title>
		<link>http://howtomanagemoneytips.com/pay-for-gas-and-relieve-stress-by-writing-online/</link>
		<comments>http://howtomanagemoneytips.com/pay-for-gas-and-relieve-stress-by-writing-online/#comments</comments>
		<pubDate>Fri, 11 May 2012 22:28:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Budgeting]]></category>
		<category><![CDATA[online jobs]]></category>

		<guid isPermaLink="false">http://howtomanagemoneytips.com/?p=3553</guid>
		<description><![CDATA[Posted by Joseph Edwards It is absolutely no secret that Americans are currently hurting at the gas pump with the recent national average topping $3.76/gallon. The average American family spent $4,155 in 2011, or roughly $350 per month, to fill the gas tank. This means that the average American household spent a whopping 8 percent [...]]]></description>
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		<title>Get an instant loan with bad credit</title>
		<link>http://howtomanagemoneytips.com/get-an-instant-with-bad-credit/</link>
		<comments>http://howtomanagemoneytips.com/get-an-instant-with-bad-credit/#comments</comments>
		<pubDate>Fri, 11 May 2012 22:25:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Budgeting]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[instant cash]]></category>
		<category><![CDATA[Money Tips Staff]]></category>

		<guid isPermaLink="false">http://howtomanagemoneytips.com/?p=3550</guid>
		<description><![CDATA[Posted by Money Tips Staff How to Get an Instant Loan with Bad Credit Payday loans or instant cash loans are funds borrowed from a certain lender, which shall then be repaid on your next paycheck. Perhaps we no longer need to explain why people turn to the idea of instant cash loans. We all [...]]]></description>
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		<title>IRS Rules: 2012 Gift Limits</title>
		<link>http://howtomanagemoneytips.com/irs-rules-2012-gift-limits/</link>
		<comments>http://howtomanagemoneytips.com/irs-rules-2012-gift-limits/#comments</comments>
		<pubDate>Fri, 11 May 2012 22:21:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Tax Time]]></category>
		<category><![CDATA[gift tax]]></category>

		<guid isPermaLink="false">http://howtomanagemoneytips.com/?p=3547</guid>
		<description><![CDATA[Posted by Money Tips Staff Sometimes, people are happy about giving gifts just for the joy of sharing with others. Then there are times when there are some other agendas behind the effort. For instance, when people may offer up some of their property to a family member or friend as &#8220;gift&#8221; when the reality [...]]]></description>
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		<title>How Your Debt to Income Ratio Affects Your Home Loan</title>
		<link>http://howtomanagemoneytips.com/how-your-debt-to-income-ratio-affects-your-home-loan/</link>
		<comments>http://howtomanagemoneytips.com/how-your-debt-to-income-ratio-affects-your-home-loan/#comments</comments>
		<pubDate>Fri, 11 May 2012 22:18:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[cash loans]]></category>

		<guid isPermaLink="false">http://howtomanagemoneytips.com/?p=3544</guid>
		<description><![CDATA[Posted by Money Tips Staff When applying for a home loan, it&#8217;s important to fully understand everything your lender will look at to determine your eligibility and the amount they&#8217;ll offer. You don&#8217;t want to get denied much if you can avoid it as it can hurt your credit history. A major factor to consider [...]]]></description>
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		<title>International Travel on a Tight Budget</title>
		<link>http://howtomanagemoneytips.com/international-travel-on-a-tight-budget/</link>
		<comments>http://howtomanagemoneytips.com/international-travel-on-a-tight-budget/#comments</comments>
		<pubDate>Fri, 11 May 2012 22:16:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Budgeting]]></category>
		<category><![CDATA[travel]]></category>

		<guid isPermaLink="false">http://howtomanagemoneytips.com/?p=3541</guid>
		<description><![CDATA[Posted by Money Tips Staff Whether you&#8217;re a student looking to plan a summer break after the stresses of finals, you&#8217;re a working parent trying to take the whole family on the vacation of a lifetime, or you&#8217;re a retiree on a fixed budget looking to cross some items off the bucket list, you may [...]]]></description>
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