Have you ever spent way more money than anticipated on a date trying to make a positive first impression or re-kindle an old flame? Here’s three ideas I use when I try to be responsible and manage my money while planning romantic outings without appearing cheap.

Hiking and a Picnic – When we were dating, I thought my wife would be impressed with an expensive meal and a show. Then, along the way I learned to manage my money and tried a cheap dating idea. I Read the rest of this entry

Quick Phone / Internet / Cable Saving Tips

Are You Sure This Is The Best Deal? – In general, when I’m spending some time to work through my budget and making sure I’m doing my best to manage my money, I make a little time to go over my phone bill. It includes Internet and cell phones (I’ve completely cut out cable). Do not be afraid to get on the phone with your phone company. Check with your provider for promotions. Ask your provider if they have any new plans that could save you money on long distance, or basic service packages. Don’t be afraid to shop around and let your provider know about any deals their competitor is offering you. Because we made this call, we saved 10% a month just by bundling our three services. That’s $20 a month. Here are three quick tips.

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Are the holiday bills finally catching up with you? Do you find yourself in a pile of debt and not sure where to start digging to get out? Do you wish you could just have someone come to your house and teach you what to do? If you answered yes to the above questions then our new product, The Debt Solution System, may be the right answer for you. Try it for 60 days risk free.

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Those of us who have had the luxury to travel understand how expensive it can be. The cost for anyone who has done so with an entire family can often cost a small fortune. When I would go on vacation, thinking about ways to manage my money rarely crossed my mind. After all, I’m on holidays and I want to do anything and everything. I’ve learned that coming home to an empty bank account can be rather upsetting and I realized that budgeting is important while traveling. Do you want to travel on a budget and still make it the best vacation you have ever had? Here is a list of money saving vacation tips.

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Are you one of the million of people who, every year, pull their hair out trying to think of an inspiring New Years Resolution? If so, you will love these 3 quick tips which may answer your question “how do I manage my money?” The following tips will give you an idea of some personal finance resolutions, that if taken seriously, will give you a jump start ensuring you celebrate the beginning of 2010 wealthier than you began the year.

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Its 10:00 am. The loud hum of the vacuum cleaner quickly lifts my head off of my pillow, which unfortunately is only mildly warm right now. I struggle through the typical waking questions, like “where am I?” and “what the hell is that noise?”, and as I piece together the complex events of what is going on, I come to the realization that my wife is not even home. It also dawns on me that despite the fact that it is past 10 a.m. I have only been asleep for just over 2 hours. Is this some kind of joke? Am I really awake? And what the heck is that noise?

We all have goals and dreams that we would like to accomplish. I, like many people, have goals in life that require freedom of time and money. So, naturally my main goal is to become financially independent. To do this requires sacrifices along the way, one of which is living with other people.

The story at the beginning illustrates what literally happened to me this morning. I currently work for the government as a water/wastewater operator. Read the rest of this entry

There are many things you should always buy used if you want to save your money. Sure we all love the excitement of going to a store and buying something brand new. It’s nice to tear off the packaging, read through the instruction manual and know that we are the first to use it. In some cases even the smell can be a bit of a rush or listening to the bindings crinkle into place for the first time has a certain allure. Is paying 3 or 4 times as much really worth it?

Here is a list of 4 things you should buy used to save thousands of dollars in your lifetime:

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The year is 2029. The Chicago Cubs finally ended their 120 year World Series drought with a stunning game 7 victory over the Red Sox, who were trying to win the Fall Classic for the 12^th straight year. The first Hydrogen-Flying Vehicle hit the skies in March of this year, Will Ferrell recently won an Oscar for Best Actor and your first child is graduating from high school and hopes to attend college in September.

 Life is great. You are less than 5 years from retirement but suddenly realize that little Billy needs some money for his degree. The personal finance basics you wished you followed years ago are leaving you with one question: How am I going to afford that? You could sell your home and move to something smaller, take out a line of credit or tap into your retirement nest egg and put in a few more years at the office. Don’t you wish you started thinking about this a little sooner? Like 18 years ago?

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