Hello valued readers. We will be away for the holidays and will be returning in early January. Thank you for your continues support!
All the best to you and your family from all of us at How to Manage Money Tips!
Kate McKenzie is a guest blogger for Pounding the Pavement and a writer on the subject of vocational schools for the Guide to Career Education.
Holidays are a time to celebrate and relax with the people we love, and the exchanging of gifts during this season is often both a fun and costly endeavor. But with a bit of foresight and creativity, you can give fabulous gifts to your family and friends without breaking the bank. Below are some simple tips to save you money this season – the only thing you’ll regret is that you hadn’t tried all these last year!
Be a savvy shopper – start early and compare. So often when we think of a gift idea, we get excited and buy it right then and there. It’s much more cost effective, however, to postpone your purchase until you’ve done some homework. If you’re worried that the item will sell out, ask them to put it on hold for you, even if only for a day. Use price comparison websites to determine which store is selling the item for the best price. Many stores will accept competitors’ prices or coupons so use this to your advantage. Keep an eye out for sales or promotions at stores you love.
The price of cars isn’t exactly going down and many people spend a lot of time trying to save money so they can afford to buy a car. You use your car every single day to get around. After spending a lot of money on it, it’s important to take care of the car. Car maintenance is one of the most overlooked tips on budgeting most people don’t follow. This doesn’t just mean filling it up with gas when it’s low and driving it through the car wash.
Here are five tips on budgeting to save and frugally splurge on your vehicle maintenance.
Tip 1: Keep your vehicle maintenance on a tight schedule
While there’s no schedule out there, it’s important to keep track of the mileage, make, model and year of your car. When it comes to taking care of your car Read the rest of this entry
