Facing our Financial Problems - Tips on Budgeting

Facing Our Financial Problems
The Dollar Stretcher Blog
by Gary Foreman

Most of our ‘problems’ are really nothing more than discomforts. The moment we get up the resolve to look them in the face and do something about them, they vanish. Our real problems are the ones we are afraid to look in the face.
- Rabbi Shraga Silverstein

Everyone has problems. It seems to be part of the human experience. But, if you’ll look around you it’ll become obvious that not everyone handles their problems the same way. Some are crushed by troubles. Others are relatively unaffected.
Read the rest of this entry

When It is OK to Settle Tax Debts For Less & When You Can't

Every year many taxpayers fall into bad financial problems and they cannot pay the taxes that they owe. I strongly believe that everyone should pay their fair share and in no way should they settle their taxes for less just because they do not want to pay. However, there are times when it does make sense to allow an individual to settle tax debts for less. The IRS system is setup to maximize tax revenue or collections because it benefits the country as a whole. Sometimes, though, it makes financial sense to allow someone to settle their taxes for less. I have come to the realization, in some cases, that letting a taxpayer settle for less actually results in the IRS collecting more money in the future. If you are not in a situation where the existence of a tax settlement would benefit the country financially then you will be required to pay back your taxes in full in one way or another. Read the rest of this entry

Finding Helpful Tips on Budgeting

The sagging economy has taken its toll on everyone. Jobs are scarce, prices are high and money doesn’t seem to last as long as it once did. Many consumers state that it seems it’s harder than ever to get ahead and stay ahead. Just a simple thing like feeding a family healthy and nutritious food may often seem like an insurmountable battle. Even shoppers and homemakers with years of experience are looking for tips on budgeting.
Read the rest of this entry