Greetings everyone!
Millions of people around the world are settling into their comfy couches to watch their favourite athletes compete on the world stage. If you are like me you can’t wait to watch the gold medal hockey match or the men’s and women’s Super G events. It’s fun to witness history in the making and see these brave, young men and women compete with the whole world watching.

To coincide with the Vancouver Olympics we are starting a new and exciting theme here at howtomanagemoneytips.com. A weekly contest! It’s exciting, easy to enter and you just might be the winner! The best part is – you don’t have to be an athlete to win the valuable prize!

The prize could be an E-Book, a helpful Video Tutorial or some incredible Reports on ways to help manage finances.

How to Enter in 3 simple steps:
step 1 – Sign up clicking here: how to manage money tips contest.
step 2 – Confirm the email that will be sent to you.
step 3 – The winner will be announced later this week. Be sure to check howtomanagemoneytips.com every day to see if its you! If you are the lucky winner, an email will be sent so you can download your prize!

It’s that easy and you didn’t even have to train for four years to win! Good luck to everyone that enters!

It’s no secret that having children can be one of the most exciting, daring, enjoyable and frustrating things any adult will ever do. It’s also a pretty well known fact that kids are very, very expensive. With the cost of diapers summer camp, football, dance class, clothes food and college (just to name a few), your standard of living will change. Below are a few tips to help you learn about your kids and how to manage money.

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Have you ever spent way more money than anticipated on a date trying to make a positive first impression or re-kindle an old flame? Here’s three ideas I use when I try to be responsible and manage my money while planning romantic outings without appearing cheap.

Hiking and a Picnic – When we were dating, I thought my wife would be impressed with an expensive meal and a show. Then, along the way I learned to manage my money and tried a cheap dating idea. I Read the rest of this entry

Congratulations to the following people who will receive the entire first module of our new product – The Debt Solution System. Module 1 is over 90 min long and comes complete with 11 spreadsheets.

The Debt Solution System is a video tutorial series that teaches people how to reduce debt by teaching step-by-step money management strategies.

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In the previous post, I wrote about the importance of having an emergency fund. Today, we’ll go over a few of the quick tips I give my consulting clients when I teach them personal finance basics regarding starting their emergency fund.

I’ll discuss budgeting, goal setting, and automating your emergency fund.

Budgeting – The first step in starting your emergency fund is to have a well planned out budget that not only gives you an idea of where you are financially, but lets you know how much money you’ll be allocating towards your budget. Budgeting is one of the first lessons in personal finance basics, and when you do a good one, you’ll find areas you can cut back so that you can put it towards your emergency fund or other financial goals. You can search google for budget tools, or look at the resource link to our budget spreadsheet.

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The single greatest way to reduce transportation costs.

We all need to drive. Well, most of us do. I know that in order to get to work I need a vehicle. This does not mean I need a luxury sports car or a big SUV. My ego doesn’t need to be enlarged nor does my bank account need to be reduced. There is a difference between buying a car for travel and buying a car for status. Your finances can be impacted a great deal depending on why you bought your vehicle.

I will save you the time of reading the entire article to find out the single greatest way to reduce your transportation costs, so here it is: Downsize. I know you may be a little disappointed to hear that this is the big tip but I like simple, and simple usually saves you money. Consider the following example:

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We are giving away 2 copies of The Debt Solution System package on
Monday February the 8th. You need to be signed-up for the following list
to be entered to win (No purchase necessary to win):

http://www.thedebtsolutionsystem.com/pre_launch.html

The package includes:

1. The entire first module of our product “The Debt Solution System”
     that is over 90 minutes packed into 4 videos!

2. All the tools, spreadsheets and calculators from the product
    (11 in total)

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Quick Phone / Internet / Cable Saving Tips

Are You Sure This Is The Best Deal? – In general, when I’m spending some time to work through my budget and making sure I’m doing my best to manage my money, I make a little time to go over my phone bill. It includes Internet and cell phones (I’ve completely cut out cable). Do not be afraid to get on the phone with your phone company. Check with your provider for promotions. Ask your provider if they have any new plans that could save you money on long distance, or basic service packages. Don’t be afraid to shop around and let your provider know about any deals their competitor is offering you. Because we made this call, we saved 10% a month just by bundling our three services. That’s $20 a month. Here are three quick tips.

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