We are faced with this question almost on a daily basis – Should I use paper or plastic to manage my money? Credit cards and debit cards are an incredible source of convenience. Having those items in our wallet probably saves us a few hours each week but they also cost us a lot more than we even realize because of a number of reasons. Are you are still trying to decide what’s better for you? There are pros and cons to both.

 SAFETY:   I’d have to say that cash is almost perfectly safe when compared to credit or debit cards.

Read the rest of this entry

There are many things you should always buy used if you want to save your money. Sure we all love the excitement of going to a store and buying something brand new. It’s nice to tear off the packaging, read through the instruction manual and know that we are the first to use it. In some cases even the smell can be a bit of a rush or listening to the bindings crinkle into place for the first time has a certain allure. Is paying 3 or 4 times as much really worth it?

Here is a list of 4 things you should buy used to save thousands of dollars in your lifetime:

Read the rest of this entry

We are still in the midst of the deepest recession in more than sixty years. Many American’s have lost their jobs, have been forced to sell their homes at a loss and are left wondering if we are ever going to get out of this mess. I decided to do a little research that may be useful in these troubled times and discovered some great do’s and don’ts that may be very helpful.

Read the rest of this entry