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            Most people think that the quickest way to become rich is to increase their income as quickly as possible. Though this is important, it is not necessarily the first step you need to take in becoming wealthy. In his book: The Automatic Millionaire, best-selling author David Bach describes something he calls the latte factor. If you have any intention of understanding your money, or simply want to just manage your money better, you need to understand what the latte factor is. This one simple concept could literally change your life. Before we learn about the latte factor, there are a few basics we need to first cover.

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