Helping Increase the Financial Intelligence of Humanity
Congratulations to the following people who will receive the entire first module of our new product – The Debt Solution System. Module 1 is over 90 min long and comes complete with 11 spreadsheets.
The Debt Solution System is a video tutorial series that teaches people how to reduce debt by teaching step-by-step money management strategies.
In the previous post, I wrote about the importance of having an emergency fund. Today, we’ll go over a few of the quick tips I give my consulting clients when I teach them personal finance basics regarding starting their emergency fund.
I’ll discuss budgeting, goal setting, and automating your emergency fund.
Budgeting – The first step in starting your emergency fund is to have a well planned out budget that not only gives you an idea of where you are financially, but lets you know how much money you’ll be allocating towards your budget. Budgeting is one of the first lessons in personal finance basics, and when you do a good one, you’ll find areas you can cut back so that you can put it towards your emergency fund or other financial goals. You can search google for budget tools, or look at the resource link to our budget spreadsheet.
The single greatest way to reduce transportation costs.
We all need to drive. Well, most of us do. I know that in order to get to work I need a vehicle. This does not mean I need a luxury sports car or a big SUV. My ego doesn’t need to be enlarged nor does my bank account need to be reduced. There is a difference between buying a car for travel and buying a car for status. Your finances can be impacted a great deal depending on why you bought your vehicle.
I will save you the time of reading the entire article to find out the single greatest way to reduce your transportation costs, so here it is: Downsize. I know you may be a little disappointed to hear that this is the big tip but I like simple, and simple usually saves you money. Consider the following example:
We are giving away 2 copies of The Debt Solution System package on
Monday February the 8th. You need to be signed-up for the following list
to be entered to win (No purchase necessary to win):
http://www.thedebtsolutionsystem.com/pre_launch.html
The package includes:
1. The entire first module of our product “The Debt Solution System”
that is over 90 minutes packed into 4 videos!
2. All the tools, spreadsheets and calculators from the product
(11 in total)
Quick Phone / Internet / Cable Saving Tips
Are You Sure This Is The Best Deal? – In general, when I’m spending some time to work through my budget and making sure I’m doing my best to manage my money, I make a little time to go over my phone bill. It includes Internet and cell phones (I’ve completely cut out cable). Do not be afraid to get on the phone with your phone company. Check with your provider for promotions. Ask your provider if they have any new plans that could save you money on long distance, or basic service packages. Don’t be afraid to shop around and let your provider know about any deals their competitor is offering you. Because we made this call, we saved 10% a month just by bundling our three services. That’s $20 a month. Here are three quick tips.
Don’t Let Your Electric Bill Zap Your Budget
In the previous post on household saving tips I wrote about conserving water. This post will focus on your electric bill. We’ll go over some personal finance basics regarding on of your larger utility bills. Hydro bills are especially high in the summer, with air conditioners raging. If you’re in the north and have baseboard heaters, you’ll find that hydro bills skyrocket in the winter as well. Here’s three tips to help reduce your hydro bill.
Are the holiday bills finally catching up with you? Do you find yourself in a pile of debt and not sure where to start digging to get out? Do you wish you could just have someone come to your house and teach you what to do? If you answered yes to the above questions then our new product, The Debt Solution System, may be the right answer for you. Try it for 60 days risk free.
Click here to find out how to get free coaching and 45% off the retail price
Think of all the elements in your home that us Natural Gas to run. My parents have a gas stove, fireplace, furnace, hot water heater and a clothes dryer. Now they are in need of personal finance help if they want to reduce these costs. When they figure out their budget, they’ll know if they gas bill is in line with what it should be based on their income. I’ve sent them to our resource link to get a comprehensive budget spreadsheet and other financial calculators, but they could also search google. Here are three quick gas saving tips you can implement in your home.
